The general rule for filing a federal disability retirement claim under the Federal Employees Retirement System (FERS) or the Civil Service Retirement System (CSRS), is that a federal or postal employee must file the disability retirement claim within one (1) year of being “separated from Federal Service.” This is legally established in 5 USC 8337(b),…
When an aspiring law student sets their goal for the CLAT, they have to work hard for days, weeks, and months. Sometimes the decision to seek out the best NLUs (National Law Universities) and study the discipline of law of her choice is made long before the applicant takes their class XII board exams. This…
I am writing to highlight the plight of the US Virgin Islands after receiving a devastating knockout from Hurricanes Irma and Maria. The day before Hurricane Maria demolished Puerto Rico, on September 20, 2017, it destroyed the United States Virgin Islands, also called America’s Paradise, a group of islands in the Caribbean that lies 40…
After the marriage has taken place and you have settled in with your husband’s family, you may find that your brother-in-law (BIL) is not your friend or neighbor. However, her BIL plays an important role in the family and is the brother of her new husband. He acts as the guardian of the family and…
It’s not always easy to know what women really want from a man in bed. In particular, when it comes to intimate questions about penis size and erections, it can be difficult to find out the truth. In my work, I have talked to many, many women and heard their honest opinions about what makes…
How to attract beautiful women is something that some of my clients (and friends) have been asking me to explain lately. So, I thought I’d write an article to help anyone who wants to attract beautiful women with the law of attraction. (However, I don’t teach it exactly like everyone else because I believe that…
Small businesses often prefer to treat workers as independent contractors for a number of reasons: to avoid the hassle of calculating and paying employee withholdings; escape employer-required expenses for unemployment insurance, workers’ compensation, and other costs; and, freedom from overtime and other wage and hour regulations. In short, treating employees as “independent contractors” can be…
Taking care of your young children requires you to be healthy. How can you play with them if you get out of breath going up the stairs? How can you take care of them when you always get sick? As a parent, you have to guide them all the time and you also create unbreakable…
It’s tax and IRA season, time to evaluate your retirement accounts. Stock markets may be rising in anticipation of the end of American socialism, but Washington has taken an interesting turn. The Obama Administration’s Middle Class Task Force has reported that the annuity offers a better chance for a more secure retirement. An annuity is…
You have to ask five out of eight questions. You realize you have five facts with time to spare. Should I address an additional question? First, you need to consider why you have time to spare. Either you’re really good at your subject and can finish the assignments with ease, or you struggle and can’t…
